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Travel Insurance advice for traveling to Nepal
Nepal is famous as an adventure destination, so having you insured before going to an adventure is always a smart idea. If you are doing trekking adventure, it is best to have insurance for trekking however your peak climbing adventure in Nepal must need insurance. Your entire teams including your porters or any of the kitchen staff are insured with Nepalgram adventure, for both trekking, expedition and high altitude peak climbing. As an adventure company, we believe on hardcore adventure with safety, all wrapped our wanderers. Safety is before success of anything with us.
If you are doing jeep tours, sightseeing tours or any kind of semi-adventure activities in Nepal, we recommend you to have a basic insurance plan. If your insurance covers; property losing, flight, general medication is a great way to be on the safe side; however, you know it all.
Consider following suggestions for your insurance in Nepal:
- If you are doing any expedition in Nepal, check if your insurance covers the altitude you are climbing in your trip to Nepal
- If you doing trekking in Nepal, check if your insurance covers medical expenses (We recommend you to get insured of approx. $50000)
- Ask your travel agents if your guides and porters are insured, all our staffs are insured.
A story of insurance experience:
I was on a trekking to Annapurna base camp with 8 people. It was a nice trekking from the beginning to the Annapurna base camp. This story is about a guy who was friendly and helpful member of the group. At Annapurna base camp we had a great photo session. That guy was more into taking lots of good pictures, he took picture of stars during the night, enjoyed the sunset. He was such cool guy, who wakes so early in the morning for sunrise, to catch up the sunrise right on the top of Mt Fishtail.
He knocked my door. We had planned, climbing a small hill nearby for sunrise picture. We went together, he followed me. Finally we make to a good photogenic spot from where Annapurna base camp village, Annapurna glacier, Mt Fishtail, Mt Annapurna, Mt Annapurna South and the sunrise at Mt Fishtail summit was clearly visible and he could capture all in one picture. After the great photography we started climbing down the hill for the breakfast. As a guide who loves taking pictures, I was happy that I took him to a place where a real photographer needs to be in.
Unfortunately, on our way back he fell on his leg after hitting a sharp headed stone. I guess he tried to protect his camera with his hand broken. And imagine the result; I was forced to carry him down to the lodge at Annapurna base camp. At the beginning he seems okay, but after swelling of the wound he literally could not make downhill walk. There was no option for him except a bird to carry him down. I asked his insurance but he hasn’t.
It was such a pity moment to me. If he had insurance, he could have been taken to Pokhara by helicopter and all would be well. Whatever the situation was his friends decided to charter a helicopter which fit all of us. And we flew down, he paid his medical fees, helicopter charge was shared and I was upset about the situation. I came to office, asked my boss to make travel insurance as a compulsory document for trekking in Nepal.
Moral of the story: Buy $100 insurance and save $10000; in the worst situation in your adventure.
Safety is better than precaution. Believing on this we recommend our guest to buy travel insurance before traveling to Nepal. Below are few of our suggestion of insurance companies, kindly remember these are only our suggestions:
For guest traveling to Nepal from USA and CANADA
- Access America
- HCC Medical Insurance Services
- International Health
- Online Global Health Insurance
- Insure My Trip.com (Online Insurance Aggregator)
- Mondial Assistance
- Good Neighbor Insurance (International Health)
- TIC Travel Insurance Coordinators Ltd
- Insuremytrip dot com
- MultiNational Underwriters
- Travel Assist
For guest traveling to Nepal from England
- Harrison Beaumont
- Buy cheap travel insurance
- Specialty Group (UK)
- FirstAssist Services
For guest traveling to Nepal from EUROPE and SLOVENIA
- Assistance CORIS
For guest traveling to Nepal from SOUTH AFRICA
- Travel insurance Consultants Pty. Ltd.
For guest traveling to Nepal from AUSTRALIA and NEW ZEALAND
- CGU Insurance Limited
- Cover More Travel Insurance
Note: Above mentioned companies were recommended by our previous guests and are for recommendation purposes only.
You might be interested to read –
Trekking gear for trekking in Nepal, advice – Here